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Fee Schedule

Check out our charts below to see which account works best for you!

Personal Checking Accounts

Product	Regular Checking	Senior Checking	Student Checking	Now Account
Monthly Service Fee	$7	No Fee	No Fee	$10
Daily/Monthly Requirement to Avoid Fee	Maintain $500 Balance	No Requirement	No Requirement	Maintain $1,000 Balance
Interest Earned	No	No	No	Yes
Early Closing Fee (Account Closed within 60 days)	$10	$10	$10	$10 – No interest earned if account is closed within the first month of being open
Additional Requirements	None	Must be 60 years of age or older	Annual proof of enrollment.	None

*All come with Unlimited Check Writing, Free Debit Card, Free Online Banking, and The Option of E-Statements

*Call (251)575-4555 for interest rates on Now Account

Minimum Opening Balance: $100

$10 if account balance falls below $1000, $8 if above
$.08 per ledger transaction and per item deposited not drawn on Peoples Exchange Bank
$.20 Credit Back per hundred for lowest balance

Product	Savings	Money Market	Certificate of Deposit
Monthly Service Fee	$3	$10	None
Daily/Monthly Requirement to Avoid Fee	Maintain $100 Balance	Maintain $1000 Balance	None
Interest Earned	Yes, if $100 balance requirement is met	Yes, if $1000 balance requirement is met	Yes
Withdrawal/ Transfer Limits	2 withdrawals, $5 for each additional	6 withdrawals, $.25 for each additional	1 @ Maturity
Early Closing Fee (Account Closed within 60 days)	$10	$10 – No interest earned if account is closed within the first month of being open	Penalty Calculated at Early Withdrawal.

*Call (251) 575-4555 for interest rates

$5.00 each

Contact one of our customer service representatives today if you have any questions!